IRS Levy Attorney for Jackson Taxpayers

IRS Levy Guidance from a Lawyer Practicing Since 1991

At The Law Offices of Wes Stover, we help individuals facing IRS levies and broader financial hardship understand their legal options. Our lawyer has practiced since 1991, and Attorney Wes Stover remains directly involved in client consultations. We provide personalized guidance in a judgment-free setting, with attention to both the immediate collection action and the client’s overall financial circumstances.

Free consultations, virtual meetings, and flexible payment plans make it easier to discuss an IRS notice without adding unnecessary barriers. We can review the correspondence you received, identify the tax periods involved, and evaluate whether representation is appropriate.

Discuss your IRS collection notice with our IRS levy lawyer serving Jackson. Dial (601) 401-8996 or use our online form to arrange a free consultation.

Understanding an IRS Levy & Its Financial Impact

An IRS levy is a legal seizure of property or rights to property to collect unpaid federal taxes. Depending on the collection action and the taxpayer’s circumstances, a levy may affect wages, money in a bank account, or other property. This differs from a federal tax lien, which is a legal claim securing the government’s interest in the taxpayer’s property.

IRS levy authority is federal. Jackson taxpayers generally face the same federal collection procedures and notice requirements that apply elsewhere, although separate state-law financial issues may need to be considered when reviewing a person’s broader circumstances.

Bank Levies & Wage Levies

A bank levy directs a financial institution to hold and potentially transfer funds subject to the levy. A wage levy generally reaches part of a taxpayer’s ongoing pay and can remain in effect until the IRS releases it, the tax debt is addressed, or another legally relevant event occurs. The specific property affected should be identified from the notice, bank communication, or payroll information.

Levy Release & the Remaining Tax Balance

Release of a levy doesn’t automatically eliminate the underlying tax debt. A taxpayer may still need to address the balance through an installment agreement, offer in compromise, currently not collectible status, payment, or another available procedure. Eligibility and the effect on an existing levy depend on the facts and the IRS requirements that apply.

Steps to Take After an IRS Levy Notice

The first step is to identify exactly what the IRS sent and whether collection has already reached wages, a bank account, or other property. Important details include the notice date, tax periods, amount claimed, response instructions, and any deadline shown. Keep the envelope when possible because the date of receipt may matter for certain appeal rights.

Documents to gather for an initial review include:

• IRS Correspondence: Collect notices, demand letters, appeal information, and prior communications.
• Tax Records: Gather filed returns, unfiled-return information, and records relating to the disputed tax periods.
• Income Information: Assemble recent pay statements, benefit records, and other proof of household income.
• Financial Documents: Bring bank statements, regular expense information, asset records, and debt statements.

Final Notice of Intent to Levy

A Final Notice of Intent to Levy and Notice of Your Right to a Hearing generally gives the taxpayer 30 days from receipt to request a Collection Due Process hearing. The request is commonly submitted using Form 12153. Because the notice type and timing affect which procedures may be available, it’s important to review the actual correspondence rather than rely on a general description.

Evaluating the Next Step

We can assess the notice, the claimed liability, household finances, and other debts before discussing potential collection alternatives. When representation is appropriate, we can communicate with the IRS on the client’s behalf. Our broader work in bankruptcy and financial recovery also helps us examine how federal tax collection fits alongside other creditor obligations without treating the levy as an isolated problem.